Manager/Senior Manager, Credit Risk（FI/Wholesale)

Responsibilities:

Evaluate and approve credit applications of wholesale lending, including Financial Institution Counterparties, Large Corporates, and SME
Ensure all credit applications are complied with regulatory requirements and the Bank's policies, procedures and guidelines
Assist to formulate and enhance wholesale credit risk assessment policy and guideline
Assist to formulate risk management policies and governance standards
Highlight and identify exceptions and deviations against the Bank’s credit policies, standards, terms and conditions offered to corporate borrowers;
Identify early warning signals and monitor creditworthiness of corporate borrowers to take prompt risk mitigation actions and minimize potential credit loss

Requirements:

Bachelor degree in Accounting, Quantitative Finance, Finance, Risk Management or related disciplines
Professional qualification such as CPA, CFA, FRM, HKIB – CRM is a plus
At least 5 years of relevant experience in wholesale lending; experience in credit approval of SME lending is preferable
Demonstrated understanding in local rules, regulations, market practice and approval standard is required
Sound knowledge in wholesale lending products, accounting principles and financial statement analysis is required
Experiences in using Bloomberg, Factiva, credit model development, stress testing and ICAAP are preferable
Self-motivated and detail-minded with strong risk control sense
Strong attention to details with excellent analytical and quantitative skills
Good command of written and spoken English and Chinese (including Putonghua)

To apply:

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