Manager, Retail Credit Policy

Responsibilities:

Develop and maintain credit policy for unsecured retail lending products
Implement and improve a digitalized credit process
Capable of managing and improving the SOP of unsecured retail lending across the different stages (i.e. Collection, Approver, etc) to avoid the potential deficiencies
Assist the risk leader to cooperate with Compliance and Legal teams to resolve the policy-related incidents
Raise requirement for credit decision engine setting according to policy
Support new business launch and work with business units
Carry out routine TU management
Handle regulators' and auditors' requirements

Requirements:

Degree holder in risk management, finance, statistics, or related discipline
Minimum 3 years of experience in retail unsecured lending policy development
Experienced in handling the HKMA's regulatory requirements/policy-related incidents in unsecured lending products
Have successful examples in handling large-scale credit and/or risk projects
Understanding of culture and environment of virtual banks is more preferable
Good command of written and spoken English and Chinese, Putonghua a plus
Applicants with more experience will be considered for the Senior Manager position

Applicants who are not invited for an interview within the 8 weeks after submission of application may assume their applications unsuccessful. We may review applications received for suitability for other posts within the Company. All personal data provided will be treated in strict confidence and used strictly for recruitment-related purposes only. We shall retain the personal data of unsuccessful applicants for a period of 24 months upon receipt of such application.

To apply:

https://www.efinancialcareers.hk/jobs-Hong_Kong-Hong_Kong-Manager_Retail_Credit_Policy.id20821208?utm_campaign=JS_HK_ALL_JOBS&utm_source=APAC_HK_ENG&utm_medium=FEED_PART_HK_TALENT_GOV

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Manager, Retail Credit Policy

ZA Bank

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