Responsibilities:
This is a role under the Credit Risk Management Department (Special Assets & Monitoring Section)
The incumbent will review the credit control reports submitted by Risk Owners and perform post lending credit monitoring to follow up any exceptions and irregularities
Identify early warning signals for credit risk in order to facilitate early step-in, and propose appropriate actions and measures
Follow up the latest status of watch list accounts with business units, assess the appropriateness of account strategy, remedial / risk mitigation action and loan grade / loan classification assigned
Formulate recovery strategy for impaired accounts and monitor the debt recovery progress
Prepare and review management reports for credit monitoring and special assets management
Requirements:
University graduate, with major in risk management, finance, accounting, banking, or a related discipline
Associate Credit Risk Management Professional (under ECF-CRM) preferred but not mandatorily required
Minimum 4 years’ practical banking experience, preferably in credit policy formulation or credit control and monitoring
Self-motivated, attentive to details and able to work under pressure
Strong analytical, problem solving and communication skills
Good command of both spoken and written English and Chinese
* Canddiates with more experience will be considered for Senior Risk Manager position