Vice President / Assistant Vice President, Credit Policy | 人才服務辦公室

職位描述

Incorporated in November 1950, Shanghai Commercial Bank Ltd. is one of the most well known local Chinese banks in Hong Kong. At present, there are more than 40 local and overseas branches. The Bank has always been pursuing the motto of its founder, Mr. Kwang-pu Chen, to 'Serve the Community'. The Bank's slogan of 'For Personalized Service' and 'All in a Family' denotes the Bank's devotion to providing personalized services to its clients and promoting a harmonious relationship among its staff members.

Responsibilities:

• Lead the Credit Review & Policy Department to formulate and conduct periodic benchmarking and alignment of credit risk policies & procedures, product due diligence, and systems to ensure compliance with the Bank's policy and regulatory requirements
• Perform credit risk monitoring and review in an effective and efficient manner
• Participate in reviews conducted by the internal auditors / external auditors / regulatory bodies (eg HKMA) on related issues
• Provide regular updates on credit risk exposures with the prime objectives of internal and regulatory guidelines compliance
• Collaborate with internal units within Credit Review & Policy Department to formulate continuous improvement in daily operations.
• Handle ad-hoc credit tasks as assigned

Requirements:

• Degree holder in Business Administration, Finance, Risk Management or related disciplines
• Holder of ECF-CRM an advantage
• Minimum 10 years of solid experience in credit related policy and guideline, commercial credit and risk management and monitoring functions in banking industry
• Strong understanding of legal and regulatory requirements and banking practices on credit risk management
• Sound knowledge in lending products, as well as banking operations and services
• Keep abreast of latest market conditions, risk practices and regulatory requirements, and has the ability to spearhead the relevant implementation
• Self-motivated and detail-minded with strong risk control sense and people management skills
• Good multi-tasking skills and ability to work independent and under pressure
• Effective communication and interpersonal skills and a readiness to challenge assumptions

We offer competitive remuneration commensurate with candidate’s background. If you look for a friendly and harmonious working environment with steady career progression, here is the right opportunity for you. Please submit your full resume with current and expected salary to the Human Resources Division by clicking “APPLY NOW” or visiting https://www.shacombank.com.hk/eng/about/career/Career.jsp.

We are an equal opportunity employer.

Applicants who are not contacted within 8 weeks may consider their application unsuccessful. Applications may be retained for 24 months for consideration of other suitable openings.

All personal data collected will be used for recruitment related purposes strictly in accordance with the Bank's personal data policies, a copy of which will be provided upon request by contacting our Personal Data Compliance Officer.