OCBC is the longest established Singapore bank, formed in 1932 from the merger of three local banks, the oldest of which was founded in 1912. Since our incorporation, we have been enabling people and communities to realise their aspirations. This is our purpose.
As the second-largest financial services group in Southeast Asia by assets, we hold one of the world’s highest credit ratings: Aa1 by Moody’s and AA- by both Fitch and S&P. Our commitment to excellence has earned us numerous industry accolades, reinforcing our reputation as one of Singapore’s best banks.
With a deep history in Asia, we offer the most comprehensive coverage across ASEAN and Greater China, complemented by a presence in the leading economies of New York, London and Sydney. As One Group, we support your ambitions across borders with our deep local knowledge – be it growing your personal wealth or capturing business opportunities – for now, and beyond.
OCBC offers private banking services through our wholly-owned subsidiary, Bank of Singapore, which operates on a unique open-architecture product platform to source for the best-in-class products to meet its clients’ goals.
Great Eastern Holdings, our insurance subsidiary, is the oldest and most established life insurance group in Singapore and Malaysia.
Lion Global Investors, our asset management subsidiary, is one of the leading asset management companies in Southeast Asia.
The Group has over 400 branches and representative offices in 19 countries and regions.
What You Will Be Doing:
- Support our SME program lending development and further enhancements
- Run and drive loan business through various always-on loan campaigns
- Support other loan team projects, including core banking development and digital builds.
- Drive initiatives and drive the development and ongoing enhancement of the loan originate orginisation system, ensuring alignment with regional design standards and best practices.
- Drive the end-to-end delivery and usage of loans programmes, ensuring alignment with customer needs and market demands.
- Conduct market research to understand customer requirements, competitor offerings, and industry trends, using insights to innovate and improve products and processes.
- Develop and manage the product roadmap, implementation timelines, and project milestones to deliver differentiated digital banking solutions.
- Strategize go-to-market plans to ensure successful product launches and monitor customer acceptance through tracking metrics.
- Monitor product performance through analytics and customer feedback, making data-driven decisions for continuous improvement.
- Foster a culture of innovation within the team, encouraging creative problem-solving and the exploration of new technologies and methodologies.
- Collaborate with internal stakeholders to ensure all products meet regulatory requirements and internal policies.
- Provide support to bank-wide development, including core banking revamp, banking website revamp etc.
What We Are Looking For:
- Bachelor degree in Business Administration or other relevant disciplines.
- Minimum of 5 -10 years' working experience in banking, preferably in SME banking, product management and / or digital product management
- Experienced with senior stakeholder management, and for pushing through initiatives in a challenging environment
- Independent worker with an ability to multi-task under tight timelines
- Driven, willing to challenge the status-quo and be innovative in problem solving
- Strong understanding of banking products and balances between benefit to the bank and benefit to the customer
- Demonstrated ability to manage projects from concept to execution, with a focus on customer experience.
- Excellent analytical and problem-solving skills.
- Strong communication and collaboration skills to work effectively with cross-functional teams.
- Prior experience in product management – consumer or commercial products – and/or lending experience. i.e. SME Credit or Commercial Banking Relationship Manager with Trade knowledge will be a plus