Card Acquiring Risk Management Manager (Credit Card)

Industrial and Commercial Bank of China (Asia) Limited (“ICBC (Asia)”) is the flagship of overseas business of Industrial and Commercial Bank of China Limited (“ICBC”) – currently the largest commercial bank in China, and it is one of the domestic systemically important banks (D-SIBs) in Hong Kong. Currently, ICBC (Asia) has 52 retail outlets (including 27 “Elite Club” Wealth Management Centres) in Hong Kong. It is engaged in commercial banking, investment banking and other financial services, including those of securities, insurance and funds, with a focus on commercial and retail banking as well as global market business. Chinese Mercantile Bank and ICBC Asset Management (Global) Company Limited, two wholly-owned subsidiaries of ICBC (Asia), specialize in Renminbi services in mainland China and ICBC’s global asset management business respectively.

Responsibilities:

• Conduct real-time transaction monitoring and risk assessments (fraud detection, merchant credit scoring).
• Perform due diligence investigations for new merchants and oversee portfolio risk management.
• Lead the implementation of system upgrades and new payment solutions
• Collaborate with cross-functional teams (IT, Compliance, Customer Support) to ensure seamless operations.
• Monitor industry trends (cross-border payments, Central Bank Digital Currencies) and evaluate emerging technologies (AI-driven fraud detection, blockchain-based settlement).
• Manage ad-hoc projects, including process optimization and regulatory compliance initiatives.

Requirements:

• Bachelor’s degree in Finance, Business, IT, or a related field.
• Minimum 3 years of experience in payment acquiring, card schemes, or fintech operations.
• In-depth understanding of the credit card transaction lifecycle (authorization, clearing, settlement) and stakeholder roles (issuers, acquirers, gateways, merchants).
• Hands-on experience with payment systems (gateways, POS), API integrations, and data standards (ISO 8583).
• Familiarity with dispute resolution frameworks (chargeback processes, arbitration).
• Proficiency in international card network rules and fee structures (VISA, Mastercard, UnionPay).
• Advanced SQL/VBA proficiency for data analysis.
• Fluency in English and Chinese (Mandarin preferred).

Interested parties, please click "Apply Now" for application.

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