Assist the GRM Asia department to build sound relationships and information flows with the key business stakeholders in Asia Pacific and HQ in Spain.
Provide credit analysis and advices for Corporate & Investment Banking clients.
Conduct credit analysis on prospective and existing clients by performing financial spreads, providing a credit rating assessment and prepare credit proposals.
Assess operations on credit / pricing and ensure minimum RAROEC/RORC threshold requirements.
Monitor the credit risk portfolio by follow-up the clients’ financial evolution and credit exposure at all times. Highlight to credit committee if there is an event and/or financial position that may materially affect the credit quality of the client and to undertake necessary steps and follow-up actions recommended in the Loan Review Committee.
Work with internal stakeholders for reports to regulators and auditors. Credito/RaR/Pricing de mercado.8.Calculo de Rating
Implementation and control of internal tools: Workflow, Digital PF, Rating tools etc.
Assist in monitoring policies and procedures.
Job Specifications
Qualification & Experience
With a minimum of 7 years relevant experience in corporate banking credit risk management within reputable financial institutions.
Familiar with risk assessments of large corporate clients
Degree holder in Business Administration / Finance / Accountancy or its equivalent.
Good understanding of banking products and risk management concepts.
Language
Strong communication skills in English and Mandarin.
Additional languages (eg Spanish) will be an asset.
Other Skills (e.g. Interpersonal, Communication etc)
Strong analytical and problem-solving skills.
Proven ability to identify and communicate Credit Risk.
Effectively communicate skills to articulate risk issues.
Strong interpersonal and communication skills
Customer-oriented
Able to work in a matrix reporting structure, multi-functional and cross-cultural environment