Assistant Manager to Manager, Credit Analyst (Corporate Banking)

Industrial and Commercial Bank of China (Asia) Limited (“ICBC (Asia)”) is the flagship of overseas business of Industrial and Commercial Bank of China Limited (“ICBC”) – currently the largest commercial bank in China, and it is one of the domestic systemically important banks (D-SIBs) in Hong Kong. Currently, ICBC (Asia) has 52 retail outlets (including 27 “Elite Club” Wealth Management Centres) in Hong Kong. It is engaged in commercial banking, investment banking and other financial services, including those of securities, insurance and funds, with a focus on commercial and retail banking as well as global market business. Chinese Mercantile Bank and ICBC Asset Management (Global) Company Limited, two wholly-owned subsidiaries of ICBC (Asia), specialize in Renminbi services in mainland China and ICBC’s global asset management business respectively.

Job Responsibilities

• Assess all underlying risk of credit applications
• Conduct cashflow analysis, projection, peer comparison, if applicable, with reference to the relevant information gathered from internal and external sources
• Coordinate with Corporate/Business Managers for any matters related to credit applications, further elaborate and clarify with respective commercial officers if needed
• Give comments if any special approvals and date postponement are required
• Keep track on any credit issues that need to be followed up and conduct interim review of any accounts if required
• Monitor turnaround timeframe for processing of credit proposals
• Approve credit applications within the delegated authority
• Perform other duties delegated by the Section Head

Job Requirements

• University graduate
• Minimum 3 years of experience in credit analyst with relevant credit analysis and bills operation trainings
• Sound knowledge of local economic/industrial conditions, banking laws & practices, in-depth knowledge of import & export operations and related lending products offered by Banks
• HKICPA, ACCA, CFA, FRM are preferred
• Good analytical & report writing skills with logical credit judgment
• Self-motivated and able to work independently & under pressure with limited time constraints
• Good problem solving ability and tactful inter-personal & communication skills
• Good knowledge in PC skills
• Good command of written & spoken English & Chinese
• Candidate with more experience will be considered as Senior Manager / AVP

Interested parties, please click "Apply Now" for application.

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