Legal Counsel

FIND YOUR 'BETTER' AT AIA

We don't simply believe in being 'The Best'. We believe in better - because there's no limit to how far 'better' can take us.

We believe in empowering every one of our people to find their 'better' - in the work they do, the career they build, the life they live and the difference they make. So that together we can support even more people - including our own - to live Healthier, Longer, Better Lives.

If you believe in better, we'd love to hear from you.

About the Role

We are looking for a dedicated and junior legal professional to join the Law Department as a Legal Counsel.
The successful candidate will support the senior members of the legal team to serve as a trusted legal advisor and subject matter expert supporting various business units by adopting a customer-centric approach, while ensuring compliance with applicable laws, regulations, regulatory guidelines and company policies.
The candidate will ideally have legal experience spanning multiple practice areas such as corporate, commercial, mergers and acquisitions (M&A), insurance products, litigation, employment, information technology (IT), artificial intelligence (AI), regulatory advisory and reporting, data privacy and protection. Prior in-house experience, particularly with exposure to the insurance-related matters and/or regulatory communications, is preferred.
This role offers the opportunity to gain diverse and hands-on experience on multiple legal practice areas in a fast-paced, dynamic and collaborative environment, as well as to contribute to driving meaningful change, shaping strategies and supporting key business initiatives across the organization.

Roles and Responsibilities:

Legal Advisory and Support - Conduct groundwork support and research and provide customer-centric and commercially sound legal advice on various business areas, including product development and actuarial treaties, operations, marketing, distribution, litigation and complaints, employment, data privacy and protection, IT and AI and outsourcing.

• Review and draft contracts and other related documents, including policy contracts / product brochures, marketing agreements / materials, distribution agreements, employment agreements, various product / service procurement agreements and internal documents.
• Provide pragmatic legal analysis and solution on day-to-day operational matters, ensuring adherence to legal, regulatory and/or contractual obligations.

• Support strategic projects and initiatives (including participation in relevant committees/taskforces/working groups) to ensure legal and regulatory compliance, mitigate risks, and enhance operational efficiency.

  Regulatory - Provide legal support in communications and engagement with regulators including the Insurance Authority, the Securities and Futures Commission, the Mandatory Provident Fund Schemes Authority, and the Monetary Authority of Macao.

• Prepare regular reports and submissions to regulator(s).

• Provide guidance to internal teams on legal and regulatory risks and requirements, ensuring alignment with applicable laws, regulations, codes of conduct, guidelines and internal policies.

  Contentious - Provide support in managing disputes and litigations, including working with external legal counsel where necessary.

• Assist internal teams in handling policyholder claims, coverage disputes, and customer complaints to mitigate associated legal and regulatory risks.

  Others - Perform such other duties and tasks as may be assigned the Manager or other senior members of the team.

  Minimum Job Requirements: - A solicitor or barrister qualified to practice in Hong Kong with a minimum of 3 years' post-qualification experience.

• Legal experience (including advisory and support, drafting and review) in multiple practice areas such as corporate, commercial, M&A, insurance products, litigation, employment, IT, AI, regulatory advisory and reporting, data privacy and protection. Insurance law experience is a preferred but not a pre-requisite.
• Experience as an in-house legal counsel in a business environment, particularly within the insurance industry, is a plus.
• Self-driven and sense of ownership, accountability and integrity, with the ability to work independently while thriving in a collaborative team environment.
• Excellent judgment, strong analytical and communication skills, with the ability and business acumen to provide solid, clear and solution-oriented legal advice.
• Logical thinker with a proactive and problem-solving mindset and diligent and detail-oriented contributor, who is willing to learn and ready to support team members in achieving collective team goals.
• Ability to handle multiple and conflicting priorities efficiently.
• Excellent presentation and interpersonal skills.

• Fluent in written and spoken English and Chinese.

  Others: - The candidate is required to obtain relevant license(s) if the job involves regulated activities.

  Build a career with us as we help our customers and the community live Healthier, Longer, Better Lives.

You must provide all requested information, including Personal Data, to be considered for this career opportunity. Failure to provide such information may influence the processing and outcome of your application. You are responsible for ensuring that the information you submit is accurate and up-to-date.