Published 2 weeks ago

Credit analyst - commercial banking

Madison Pearl

Job Description

Experienced (3-6 years) credit analyst required for an international commercial bank. This role sits with the business and offers excellent career development potential.

Salary circa HKD 40,000 per month + bonus + benefits

Role:

    • Conduct in-depth financial analysis of commercial banking clients, including financial statement reviews, cash flow analysis, and industry benchmarking.
    • Evaluate clients’ financials and construct credit proposals and risk assessments.
    • Work with Relationship Managers to structure credit solutions.
    • Work with the wider credit team to propose credit limits, formulate credit policies and assess clients’ credit profiles.
    • Create management reports on portfolio performance, concentration risks, and sector exposures.
    • Ensure all credit submissions comply with internal credit policies, regulatory guidelines, and risk appetite frameworks.

Requirements:

    • 3–6 years of credit analyst experience with strong preference given to candidates who come from corporate or commercial banking.
    • Excellent understanding oftrade financeproducts with formal credit analysis training
    • Sound Knowledge of Hong Kong’s legal and regulatory requirements, including HKMA and Basel regulations, and banking practices on credit risk management.
    • Bachelor’s Degree, or higher, in Finance, Accounting, Economics, or a related discipline with CFA, ACCA, CPA or FRM qualifications an advantage

Job Particulars

Job source
eFinancialCareers
Job reference
23107337
Date published
19 Nov 2025
Job keywords
Corporate Banking, Trade Finance, Credit, n/a
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