Assistant Manager/ Manager – Clearing & Payments Team

CMB Wing Lung Bank Limited is a Licensed Bank registered in Hong Kong, which is formerly known as Wing Lung Bank. Founded on 25th February 1933, CMB Wing Lung Bank is among the oldest local Chinese banks in Hong Kong. In 2008, CMB Wing Lung Bank was acquired by China Merchants Bank (CMB). In 2009, the Bank has become a wholly-owned subsidiary of CMB. In 2018, the Bank has renamed as CMB Wing Lung Bank.

CMB Wing Lung Bank and its subsidiaries hold multi licenses in banking, insurance, securities, trust and asset management sectors. Serving customers with whole-hearted, the Bank provides comprehensive banking products and services including retail banking, corporate banking and financial markets, etc. Among them, private banking, syndicated loans, bond issuance, financial markets, asset custody and asset management are influential and competitive in the market. At present, the Bank has over 30 branches and business outlets located in mainland China, Hong Kong, Macau and overseas, etc regions. The Bank has nearly 2,000 employees.

Following the motto of “Progress with prudence, service with sincerity”, the Bank embraces “Serving with Heart, Quest for efficiency, Caring for sincerity” service value into the daily operation. The Bank strives to build a first-class, innovative and cutting-edge commercial bank in Hong Kong and provides an integrated local and cross-border financial and banking services for customers.

Responsible to manage routine operations involved in the Clearing & Payments Team with general services supporting business and our clients including but not limited to inward and outward cheque clearing, autopay (eDDA), payroll, Faster Payment System (FPS) and ATM services.

Responsibilities:

• Ensure daily operations are up and running by managing different kind of transaction such as inward and outward cheque clearing, autopay (eDDA), payroll, Faster Payment System (FPS) and ATM services.
• Cooperate with internal stakeholders to ensure smooth operations on clearing & payments
• Review and enhance the operational procedures to improve the efficiency and controls to key processes.
• Identify process loopholes and respective control prototypes to mitigate operational and compliance risks.
• With the use of data analysis, to generate and prepare management reporting.
• Reconcile ledger balance and handle dispute for different payment channels (ATM, EPS, Cirrus, Jet Payment, EPSCO Bill Payment, China Union Pay, JCB, P2P and Visa Plus Settlement)
• Participate in different projects and business initiatives.

Requirements:

• University or above is required
• Minimum 3-5 years relevant experiences in clearing and payments
• Strong analytical abilities, good time-management, able to perform agile and multi-tasking and not hesitate to work in a fast-paced environment
• Good communication and interpersonal skills
• Possess change mindset with cautious to risk and compliance issues
• Proficiency in written and spoken English and Chinese including fluency in Mandarin
• Good PC knowledge

Applicants of this job may be regarded as In-Scope Individuals of the Mandatory Reference Checking Scheme (MRC Scheme). It is a standardised reference-checking arrangement that is designed to support the integrity of “authorized institutions” regulated by the Hong Kong Monetary Authority (HKMA). Pursuant to the MRC scheme, our bank will conduct a mandatory reference check by requesting information from each relevant former and current employer of applicants. For more details on the In-Scope Individuals, please visit https://www.hkab.org.hk/en/page/5/mandatory-reference-checking-scheme-phase-2.